AIRTEL MOBILE COMMERCE N.V. AMC.GB

Airtel Mobile Commerce N.V. (Airtel Money) is a digital financial services company operating a mobile-money platform in 13 countries across Sub-Saharan Africa. The company's core offering comprises mobile wallets to enable cash-in/cash-out transactions, peer-to-peer transfers, banking integrations (bank-to-wallet and wallet-to-bank), virtual prepaid cards, and international remittances.

It also provides lending, savings, insurance, investments and appeals to both individual consumers and merchant segments. Beyond individual services, Airtel Money supports enterprise and institutional financial flows including merchant acceptance, bill payments, corporate bulk payments, collections, and government-institution disbursements.

Its technology platform is replicated across its entire footprint, designed for high throughput and reliability (handling hundreds to thousands of transactions per second), and features open API infrastructure to integrate third party financial services providers and banks.

Geographically the business operates almost exclusively in Sub-Saharan Africa, with approximately 53 million monthly active users, operating in 13 markets. It leverages a large agent network - over 2.3 million agents - and tens of thousands of exclusive retail touchpoints.

The company is incorporated in the Netherlands, is part of the Airtel Africa group, and is publicly listed on the London Stock Exchange.