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NARRAGANSETT BANCORP, INC. NARA.US

Narragansett Bancorp, Inc. is primarily a bank holding company whose core business is owning and operating BayCoast Bank through its wholly owned bank subsidiary. Narragansett Bancorp itself does not engage in direct banking but functions as a mid-tier holding company formed during a reorganization in mid-2026.

BayCoast Bank is the operational arm providing financial services to individuals and businesses across southern Massachusetts and Rhode Island. It offers a broad suite of deposit and lending products such as checking accounts, savings accounts, certificates of deposit, home and auto loans, and business lending. Complementary services are delivered through subsidiaries including mortgage origination, insurance provision, investment advisory, and specialized funding operations.

The company maintains its regional focus with around 26 branch locations in the South Coast of Massachusetts and Rhode Island. Its headquarters is in Swansea, Massachusetts. Narragansett Bancorp is structured under a two-tier mutual holding company framework, with public shareholders owning part of the holding company while another portion is held by Narragansett Financial Corporation, the existing mutual holding entity. Its financial results and capital are deeply tied to BayCoast Bank's performance.

Financial Services · Banks · Regional Banks · United States
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Market Cap:USD 227.26 M
EUR 203.56 M

About Narragansett Bancorp, Inc.

Basic company information

Company description

Narragansett Bancorp, Inc. is primarily a bank holding company whose core business is owning and operating BayCoast Bank through its wholly owned bank subsidiary. Narragansett Bancorp itself does not engage in direct banking but functions as a mid-tier holding company formed during a reorganization in mid-2026.

BayCoast Bank is the operational arm providing financial services to individuals and businesses across southern Massachusetts and Rhode Island. It offers a broad suite of deposit and lending products such as checking accounts, savings accounts, certificates of deposit, home and auto loans, and business lending.

Complementary services are delivered through subsidiaries including mortgage origination, insurance provision, investment advisory, and specialized funding operations. The company maintains its regional focus with around 26 branch locations in the South Coast of Massachusetts and Rhode Island.

Its headquarters is in Swansea, Massachusetts. Narragansett Bancorp is structured under a two-tier mutual holding company framework, with public shareholders owning part of the holding company while another portion is held by Narragansett Financial Corporation, the existing mutual holding entity.

Its financial results and capital are deeply tied to BayCoast Bank's performance.

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